Hong Kong

Office B, 9/F., Sai Wan Ho Plaza,
68 Shau Kei Wan Road

+852 3590 5653

24-hour a day service

every day of the year

Hong Kong

Office B, 9/F., Sai Wan Ho Plaza,
68 Shau Kei Wan Road

+852 3590 5653

24-hour a day service

every day of the year

Raymond T C Wong

Principal, fully qualified 1980 by examinations
becoming the first Chinese Fellow
of the UK Association of Average Adjusters
(founded 1869)

Our Professional Team

Lead by Raymond T C Wong

William Lai
Edward Lau
Pearl P. Y. Wong
Mandy Yeung
Alice Ou (overseeing the team in Shanghai)

Raymond Wong 

Raymond fully qualified in 1980 by stringent examination, becoming the first Chinese Fellow of the UK Association of Average Adjusters (better-known as AAA) founded in 1869.  He is sitting on the Advisory & Dispute Resolution Panel of the AAA.
Raymond started his career with the oldest average adjusting firm, William Richards & Sons (currently named Richards Hogg Lindley).  He was an equity partner of Richards Hogg prior to its incorporation and following its acquisition by Charles Taylor plc., he was appointed to sit on the latter’s Board of Directors between 1999-2008.  After retirement from the firm he had worked for some 45+ years, Raymond continued his service and commitment to the maritime and insurance communities and has now launched, in conjunction with colleagues in the region, the average adjusting services under the umbrella of Asia Maritime Adjusting (HK) within TCWong Average Consulting Ltd. 
Raymond is a regular lecturer/speaker on general average and maritime claims related topics and is often called upon by Brokers, Insurers, P&I and Lawyers to provide opinions on disputed claims.

Alice Ou

Alice studied law at East China University of Political Science and Law and started her career with The People’s Insurance Co. of China, Beijing for one year before joining the Global Law Office of the China Council for the Promotion of International Trade (CCPIT) in December 1992.  She qualified as PRC lawyer in 1993 but she also practices average adjusting.  She worked in Hong Kong for Dari Co. Ltd., a joint venture between the Department for Average Adjustment of CCPIT and Richards Hogg during 1997/2000.  In December 2000, Alice sat for and passed the examination set by the China Insurance Regulatory Commission (CIRC) becoming certified loss surveyor and adjuster.  She is the founder of CT Anson Adjusters & Surveyors Co. Ltd., the joint venture with Charles Taylor plc. in Shanghai and was the general manager throughout January 2001/July 2015. 

William Lai

William is a Fellow of the AAA; also qualified as a Member of the Institute of Chartered Shipbrokers.
William graduated from the Hong Kong University of Science and Technology in Industrial Engineering and Logistics Management.  He has been with the maritime industry since 2005, on job practicing in shipping (liner) agency, ship broking and marine insurance broking (for both underwriting and claims handling) before joining TCWong Average Consulting Ltd. in November 2014 to practise in average adjusting.  Having satisfied the demands of the examiners of the Association of Average Adjusters, he was elected a Fellow of the Association at its general meeting in May 2019.

Pearl Wong

Pearl is an Associate (by qualifying examination) of the AAA.  She has a degree of Master of Science from the University of Hong Kong. 

Mandy Yeung

Assistant to the above adjusters.


The professional team is supported by our consultants as follows:

Edward S O Lau

Edward joined the profession in 1965 and became fully qualified by stringent examination of AAA in 1985.  He has extensive experience in all aspects of adjusting marine insurance claims and general average.  Edward is a former director of Richards Hogg International and director and general manager of Dari & Co., Ltd., and is now our Consultant mobilising between Hong Kong, Sacramento and Vancouver.

Christopher Tang

Christopher is our Associate resident in Singapore.  He fully qualified by stringent examination as Fellow of AAA in 1982.  Chris is the Director of Asia Maritime Adjusting Pte. Ltd., Singapore.

Garrick Hwang

Garrick is our Correspondent in Taiwan. He is a well qualified claim professional with 28-year practice in marine and liabilities insurance, both in underwriting and loss adjusting & surveying, having had 3 years seagoing experience. Garrick is the Nautical Surveyor of Concord Marine, Taipei (founded 1992).

Harry Bennison

Through our Associate in London, Rogers Wilkin Ahern LLP, we seek advice of Harry Bennison on technical matters.  Harry is unique inasmuch his career of over 35 years in consultancy has been exclusively geared towards average adjusting, as a result of which his knowledge of our technical requirements is unrivalled.

Cho Hor Wong

C.H. is a Logistics & Projects Consultant and Director of Five Oceans Maritime Ltd. with experience in the full range of maritime practice.